Duty to Not Make a Misrepresentation:

Before you enter into an eligible contract of insurance with us, you have a duty to take reasonable care not to make a misrepresentation, under the Insurance Contracts Act 1984.

If we ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions. You must also take reasonable care not to make a misrepresentation with anything you tell us.

You have this duty until we agree to insure you.

You have the same duty before you renew, extend, vary or reinstate an insurance contract with us. If you do not tell us anything you are required to, or make a misrepresentation, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both.

If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed.

Your Privacy:

We are committed to handling your personal information in compliance with the privacy laws. You can choose not to give us some or all of the personal information we ask for, however, if you do not this may affect our ability to provide you with cover. To get more information about how we collect and manage your information, how to access and change your information please review the Privacy Policy on our website.

We will send correspondence for our insurance products by email. By providing your contact details in this online quote, you acknowledge and consent to us communicating with you about your enquiry. You may also receive a phone call from us regarding your quote enquiry. We will also use this email address to send you other relevant information about our products.

Terms of Use:

The use of our website is governed by our Terms of Use. You can review our website Terms of Use policy on our website.

By clicking “I understand and agree” below, you agree that you’ve read and understood the duty to not make a misrepresentation, privacy policy and Terms of Use.